TERMS & CONDITIONS
These Terms and Conditions (Terms) form a binding agreement between you and NTG (ImGood, we, us, or our) governing your access to and use of the ImGood mobile application and related services (the Service). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
The Service
ImGood is a behavioral savings tracker. It lets you record purchases you chose not to make, total those amounts over a weekly period, create savings habits and goals, and record whether you moved money in your own accounts.
The Service does not connect to a bank or card, hold funds, initiate or process transfers, execute transactions, guarantee savings, or verify whether you moved money. All amounts are entered by you. Any transfer or financial action occurs outside the Service and remains your responsibility.
Eligibility
You must be at least 13 years old to use the Service. If the law where you live requires a higher minimum age to consent to online services, you may use the Service only if you meet that age or have valid consent from a parent or legal guardian. You may not use the Service if applicable law prohibits you from doing so.
Your Account
You must create an account to use the Service. You agree to provide accurate information, keep your sign-in credentials confidential, and promptly notify us at info@imgoodonthat.com if you suspect unauthorized access. You are responsible for activity under your account unless applicable law provides otherwise.
You may sign in with Apple or Google. Your use of those sign-in services is also governed by the provider’s terms. We may refuse registration, require you to change a display name, or suspend access when reasonably necessary to protect the Service or comply with law.
Your Information and Privacy
Our Privacy Policy explains how we collect, use, disclose, and retain personal information. It is incorporated into these Terms by reference. You are responsible for the content you enter and for avoiding sensitive information that the Service does not request, including bank account numbers, card numbers, passwords, and health information.
No Financial Services or Advice
ImGood is a recordkeeping and motivational tool. We are not a bank, credit union, broker, investment adviser, financial planner, fiduciary, money transmitter, payment processor, or tax adviser. Nothing in the Service is financial, investment, legal, accounting, or tax advice. The Service does not recommend a financial product, account, security, or transaction.
Figures, weekly paychecks, goals, reminders, and other outputs are informational and depend on the information you enter. They may be incomplete, delayed, duplicated, or inaccurate. You should independently verify information before making a financial decision and consult a qualified professional when appropriate.
License to Use the Service
Subject to these Terms, we grant you a personal, limited, revocable, nonexclusive, nontransferable license to install and use the Service on devices you own or control for your own lawful, noncommercial use. The license does not transfer ownership of the Service or any intellectual property rights.
Acceptable Use
You may not:
- Use the Service unlawfully or to violate another person’s rights.
- Access or attempt to access another user’s account or data without authorization.
- Probe, scan, or test the vulnerability of the Service, or bypass access or security controls.
- Reverse engineer, decompile, disassemble, copy, modify, distribute, sell, rent, or sublicense the Service except where applicable law does not permit that restriction.
- Use automated means to scrape, overload, disrupt, or interfere with the Service.
- Upload malicious code or content that is unlawful, infringing, deceptive, or harmful.
- Use the Service to develop or benchmark a competing product except with our written permission or where applicable law expressly permits it.
Your Content
You retain ownership of information and content you enter into the Service. You grant us a limited, worldwide, nonexclusive license to host, store, reproduce, process, and transmit that content only as necessary to operate, secure, support, and improve the Service and comply with law. This license ends when the content is deleted from our active systems, subject to technical backup cycles and legal retention obligations described in the Privacy Policy.
You represent that you have the rights needed to provide your content and that our processing of it as described in these Terms will not violate law or another person’s rights.
Synchronization, Export, and Availability
The app stores information on your device and synchronizes it with a server when you are signed in and online. Synchronization may fail, be delayed, or resolve conflicting changes using the most recent change. You are responsible for reviewing your records and using the export feature if you want a separate copy.
We may modify, suspend, or discontinue all or part of the Service. When reasonably practicable, we will provide notice of a material discontinuation and a reasonable opportunity to export information. We do not promise that every feature will remain available or that the Service will be uninterrupted or error free.
Fees and App Store Terms
The current version of the Service may be offered without charge. We may introduce paid features or subscriptions in the future. We will disclose the price, billing period, renewal terms, and cancellation method before you purchase. Purchases made through an app store are also subject to that store’s payment and subscription terms, and the store may process purchase records. We do not currently process payment-card information.
If a subscription renews automatically, you must cancel it through the applicable app-store account settings before renewal to avoid the next charge. Refunds are handled under the app store’s rules and applicable law unless we state otherwise at purchase.
Third Party Services
The Service relies on third-party services, including Supabase for authentication and synchronization and Apple or Google for optional sign-in. Third-party services have their own terms and may change or become unavailable. We are not responsible for third-party services to the extent permitted by law, but this does not limit our obligations for service providers that process personal information on our behalf.
Ownership
The Service, including its software, design, text, graphics, branding, and other content we provide, is owned by us or our licensors and is protected by intellectual property laws. ImGood and related logos are our marks or the marks of their respective owners. These Terms do not grant a right to use our marks.
Feedback
If you voluntarily provide ideas or suggestions about the Service, you authorize us to use them without restriction or compensation. This does not give us ownership of your account content or personal information.
Account Suspension and Termination
You may stop using the Service at any time. You may delete your account through Menu and Delete account. Account deletion is immediate and cannot be reversed. Signing out does not delete your account or local data.
We may suspend or terminate access if you materially violate these Terms, create security or legal risk, misuse the Service, or if we discontinue the Service. When the issue can reasonably be cured, we may give notice and an opportunity to cure. Sections that by their nature should survive termination will survive, including ownership, disclaimers, limits of liability, indemnity, and dispute provisions.
Disclaimers
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED AS IS AND AS AVAILABLE. WE DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND SECURITY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT DATA WILL NEVER BE LOST.
Some jurisdictions do not allow certain warranty disclaimers, so some of the above may not apply to you. You may have additional rights under applicable law.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NTG AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, SAVINGS, DATA, GOODWILL, OR BUSINESS OPPORTUNITY; OR THE COST OF SUBSTITUTE SERVICES, ARISING FROM OR RELATED TO THE SERVICE OR THESE TERMS, EVEN IF ADVISED THAT SUCH DAMAGES ARE POSSIBLE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR 100 US DOLLARS.
These limitations do not apply where prohibited by law and do not limit liability that cannot lawfully be limited, including liability for fraud, willful misconduct, or personal injury caused by negligence where applicable law so provides.
Indemnity
To the extent permitted by law, you will indemnify and hold harmless NTG and its affiliates, officers, employees, and agents from third-party claims, losses, and reasonable costs arising from your unlawful use of the Service, your content, or your material breach of these Terms. This obligation does not apply to the extent a claim results from our own breach, negligence, or willful misconduct.
Governing Law and Courts
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. Except where consumer law permits you to bring a claim elsewhere, the state and federal courts located in Texas will have exclusive jurisdiction over disputes arising from these Terms or the Service, and you consent to their personal jurisdiction.
Changes to These Terms
We may update these Terms to reflect changes to the Service, law, or our operations. We will post the revised Terms and update the Last updated date. If a change materially reduces your rights or increases your obligations, we will provide additional notice as required by law. Changes apply prospectively from their stated effective date. If you do not agree to revised Terms, you must stop using the Service and may delete your account.
General Terms
These Terms and the Privacy Policy are the entire agreement between you and us concerning the Service, except for additional terms presented for a specific feature or purchase. If a provision is unenforceable, it will be modified only as much as necessary, and the remaining provisions will remain effective. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our written consent. We may assign them in connection with a merger, reorganization, sale of assets, or by operation of law. Headings are for convenience only.
Terms Required by Apple
If you downloaded the Service from Apple’s App Store, you acknowledge that these Terms are between you and NTG, not Apple. Apple has no obligation to provide maintenance or support. If the Service fails to conform to an applicable warranty, you may notify Apple, and Apple may refund the purchase price, if any, as required by its rules. To the maximum extent permitted by law, Apple has no other warranty obligation. Apple is not responsible for claims relating to the Service or your possession and use of it, including product-liability, regulatory, or intellectual-property claims. Apple and its subsidiaries are third-party beneficiaries of this section and may enforce it against you.
You represent that you are not located in a country subject to a United States government embargo or designated as supporting terrorism and are not listed on a United States government prohibited- or restricted-party list. You must comply with applicable third-party terms when using the Service.